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Browse The Mortgage Hub’s Wide Range of Loan Products

Our team will patiently guide you through every step of the mortgage process. This allows you to enjoy a stress-free financing experience whether you’re refinancing, buying your first home, or purchasing an investment property.

  • FHA Loans
  • 30-Year Fixed Rate Mortgage
  • 15-Year Fixed Rate Mortgage
  • VA Loan
  • Jumbo Loans
  • Flex-Term Fixed Rate Mortgage

FHA Loans

If you’re worried that your income and credit history will prevent you from buying a home, an FHA Loan may be just what you need.

Since an FHA loan is insured by the Federal Housing Administration (FHA), lenders may approve your FHA Loan even if your credit history and income are less than stellar.

FHA Home Loans At a Glance

  • Credit scores as low as 580 may qualify.
  • More lenient debt-to-income qualification requirements than traditional mortgages
  • Ability to refinance up to 95% of your primary home’s value or buy your primary home with as little as 3.5% down.

30-Year Fixed Rate Mortgage

No one can say what interest rates will do over the next thirty years.

But, with a 30-year fixed rate mortgage, you’ll know exactly what your interest rate will be ten, twenty, and thirty years down the road. With the consistent mortgage payment of a 30-year fixed, budgeting for retirement, college, and vacation is a whole lot easier.

30-Year Fixed Rate Mortgage At a Glance

  • Refinance up to 95% of your primary home’s value.
  • Buy your primary home with as little as 3% down
  • Afford more house with lower monthly payments than a 15-year fixed rate mortgage.

15-Year Fixed Rate Mortgage

Enjoy the security of a consistent rate and payment plus the ability to pay off your loan as quickly as possible with a 15-year fixed mortgage.

This mortgage allows you to secure a lower rate and save big on interest costs over the course of your loan.

15-Year Fixed Rate Mortgage At a Glance

  • Refinance up to 95% of your primary home’s value.
  • Buy your primary home with as little as 3% down.
  • Pay a lower interest rate over a shorter time period.

VA Loan

Provided that you’re an eligible veteran, current servicemember or military spouse, VA Loans offer flexible options with lenient credit requirements and minimal (or zero) down payments.

That means, even with less-than-perfect credit you could qualify for a hassle-free fixed-rate or ARM VA Loan.

VA Loan At a Glance

  • More lenient qualification requirements than traditional mortgages.
  • Ability to refinance up to 100% of your primary home’s value or buy your primary home with no money down.
  • No requirement for PMI (Private Mortgage Insurance)

Jumbo Loans

In the high-cost cities of Orange County, loan amount limits on conventional mortgages can make buying a home difficult, to say the least.

But with a Jumbo or Super Jumbo Loan from The Mortgage Hub, you’ll be hard-pressed to find a home that we can’t finance.

Jumbo Loan At a Glance

  • Receive sums of up to $10,000,000.
  • Use the loan for investment properties.
  • Avoid paying for PMI with a sufficient down payment.

If you want a fixed-rate mortgage but don’t want to be locked into a 15 or 30-year term, the Flex-Term Fixed Rate mortgage is for you.

With this type of mortgage your interest rate enver changes but you have the flexibility to choose a loan term of any length between 8 and 29 years.

Flex-Term Fixed Rate Mortgage At a Glance

  • Minimum FICO® score of 620 required
  • Flexible loan length (from 8 to 29 years) with a fixed interest rate
  • Ability to refinance up to 95% of your primary home’s value or buy your primary home with as little as 3% down.