Mortgages Built for the Self-Employed
Flexible Mortgage Options for Business Owners, Freelancers & Independent Earners
Overview:
We offer multiple Alternative Income programs to help business owners, freelancers, and real estate investors qualify for home loans without jumping through traditional hoops.
Programs Offered:
✓ Bank Statement Loans
✓ 1099 Income Programs
✓ Asset Utilization Loans
✓ DSCR for Investors
Why Borrowers Work With Us:
- Deep specialization in self-employed borrowers
- Streamlined tech with human support
- Faster approvals through smart structuring
- Access to 20+ Alternative Income investors
Qualification Process
- Submit your 1099 forms (1–2 years)
- Quick income review
- Fast pre-approval decision
Meet Your Mortgage Expert
NMLS# 248755
Licensed in AZ, CA, CO, OK, TX, WA
Salomon Chong is the co-founder of The Mortgage Hub and a mortgage strategist who specializes in helping self-employed professionals, entrepreneurs, and real estate investors secure financing that reflects how they actually earn income. He takes pride in making the home financing process more accessible and straightforward for his clients.
Let’s build a mortgage around your income. Begin your pre-approval or schedule a call now.
No docs required
No commitment
No credit score impact
Close-on-time guarantee
Common Questions About Bank Statement Loans
Q: Can I get approved without tax returns?
Yes, we offer multiple no-tax-return options.
Q: How fast can I be pre-approved?
Often within 24–48 hours.
Q: Do you offer refis or cash-out?
Yes, for both owner-occupied and investor properties.
Q. Can I get approved without tax returns?
Yes, we offer multiple no-tax-return options.
Q. How fast can I get pre-approved?
Often within 24–48 hours.
Q. Do you offer refi or cash-out?
Yes, for both owner-occupied and investor properties.
Q. Do I need a CPA-prepared P&L?
No, borrower-prepared P&Ls are accepted for bank statement programs.
Q. Can I combine income sources like 1099s and deposits?
Yes, we can blend multiple alt-income streams.
★★★★★
Exceptional professionalism and responsiveness from A to Z. We had a 16 day close on a VA loan - signed loan docs with several days to spare. Felix presented multiple financing options up front in detail - we were able to make quick/informed decisions that best suited our needs. Joe ensured that the loan process moved smoothly and efficiently. Salomon was on vacation but STILL made time to answer our questions and ease concerns given the time sensitively of our contract - just great service overall. HIGHLY recommend. This team delivers!
-Lorenzo L.
★★★★★
The team at the The Mortgage Hub is professional, efficient, and knowledgeable when it comes to the home buying process. Salomon, Joe, and Kristy were responsive to my inquires and made me feel comfortable purchasing my first home. The team moved quickly to close the deal within 19 days. I'm glad that I got to work with this team.
-Paul Gabot
★★★★★
Salomon & his team at Mortgage hub were tenacious from initial conversation till we closed the loan. Salomon was very approachable via text and calls and promptly answered my queries through the process.
It was pleasure to work with Salomon as provided the best rate for my home purchase.
-Jatin Dattani
★★★★★
What a helpful mortgage company! They immediately answered all questions via email or text and even phone calls. personalized service at its best! great rate’s considering the times. Salomon and his team were outstanding and professional and timely. Such a smooth closing it was. Love our new home thank you Morgage Hub!!
-Shelly Kastler-Davis
★★★★★
Salomon was amazing to work with. While he represented the buyer looking to purchase my listing, he could not have been more accommodating. I inundated him with questions and he politely obliged each time! He was extremely knowledgable and I greatly appreciated his timely communication. I would welcome working with Salomon in the future and gladly recommend him to future clients.
-Angi Breidenbach
★★★★★
Exceptional professionalism and responsiveness from A to Z. We had a 16 day close on a VA loan - signed loan docs with several days to spare. Felix presented multiple financing options up front in detail - we were able to make quick/informed decisions that best suited our needs. Joe ensured that the loan process moved smoothly and efficiently. Salomon was on vacation but STILL made time to answer our questions and ease concerns given the time sensitively of our contract - just great service overall. HIGHLY recommend. This team delivers!
-Lorenzo L.
