The Mortgage Hub Blog

How shopping for a mortgage affects your credit is a top concern for many first-time homebuyers. For the most part, this concern is overblown.....

As a homeowner, you strive for energy efficiency to lower your bills, and advancements in design and technology are re-shaping energy usage..

Loan Officers work hard to get the most current, comprehensive view of your finances so—in addition to bank statements—they’ll often ask you to..

It’s never a foregone conclusion that you can use rental income to qualify for a mortgage, even if the property is generating positive cash flow.

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Calculating your income is a fairly simple exercise… unless you’re applying for a mortgage.

That’s because, for Conventional and FHA loans, Fannie..

When you’re dreaming about your new home—especially if it’s the first one—the last thing on your mind is an impound account. But impound accounts..