For most borrowers, proving income is the easiest part of the process. Submit a couple of pay stubs, perhaps ask your employer for a proof-of-income..
Learn the basics of real estate financing, homebuyer budgeting, and investing to prepare yourself and your finances for the mortgage process.
For most borrowers, proving income is the easiest part of the process. Submit a couple of pay stubs, perhaps ask your employer for a proof-of-income..
If you’ve ever researched the mortgage process, you were—and maybe still are—completely confused by all the different people involved.
Mortgage lenders don’t shy away from risk… so long as they can price that risk at a level that they can make a profit.
As a homeowner, you strive for energy efficiency to lower your bills, and advancements in design and technology are re-shaping energy usage..
Despite reducing their debt balance, a client of mine recently noticed a drop in their credit score, which seemed counterintuitive. If they paid down..
While a few lenders still require borrowers to come up with at least 5 percent of their down payment, most allow you to use gift money from a donor..
Loan Officers work hard to get the most current, comprehensive view of your finances so—in addition to bank statements—they’ll often ask you to..
It’s never a foregone conclusion that you can use rental income to qualify for a mortgage, even if the property is generating positive cash flow.
That’s because, for Conventional and FHA loans, Fannie..
It might be inconvenient, but you know maintaining your car is better than risking a major, expensive breakdown. Plus, if you don’t maintain it, the..
That’s..
When you’re dreaming about your new home—especially if it’s the first one—the last thing on your mind is an impound account. But impound accounts..
Aldo and his wife Jessy were finally ready to realize their dream: to buy the first house that they and their two young children could call home.
Keep track of progress on your home buying journey with a free companion workbook
We’re here to help. So if you’re not sure which mortgage is right for you, contact us to schedule a free consultation.
(888) 273-8734 | info@themtghub.com | 5882 Bolsa Ave Suite 250. Huntington Beach, CA 92649
(888) 273-8734 | info@themtghub.com | 5882 Bolsa Ave Suite 250. Huntington Beach, CA 92649
(888) 273-8734 | info@themtghub.com | 5882 Bolsa Ave Suite 250. Huntington Beach, CA 92649
Company NMLS: 943733 | NMLS Consumer Access | complaints@themtghub.com