The Mortgage Hub Blog

If you’ve purchased a home before, then you’re familiar with the investment of time and money that goes along with it. The prospect of moving into..

If you’re researching mortgages or in the process of applying for a mortgage, you’ve likely come across the names Desktop Underwriter and Loan..

When you’re in the process of looking for a home to buy, it’s easy to focus on the purchase price and not much else. However, buying a house or..

In normal years, mortgage rates move in concert with mortgage-backed securities and 10-year Treasury note yields, the benchmarks for mortgage..

Despite reducing their debt balance, a client of mine recently noticed a drop in their credit score, which seemed counterintuitive. If they paid..

Loan Officers work hard to get the most current, comprehensive view of your finances so—in addition to bank statements—they’ll often ask you to..

It’s never a foregone conclusion that you can use rental income to qualify for a mortgage, even if the property is generating positive cash flow.

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Calculating your income is a fairly simple exercise… unless you’re applying for a mortgage.

That’s because, for Conventional and FHA loans, Fannie..

It might be inconvenient, but you know maintaining your car is better than risking a major, expensive breakdown. Plus, if you don’t maintain it,..

Ever asked your loan officer what a DU or LP is, only to get an answer that left you more confused? You’re not alone.

DU stands for Desktop..

Even when you’ve saved enough for a down payment, you’re not quite out of the woods as far as getting your mortgage application approved.

That’s..

When you’re dreaming about your new home—especially if it’s the first one—the last thing on your mind is an impound account. But impound accounts..

If you’re shopping for a mortgage loan, you’re in for some good and bad news about your credit score.

The good news is—in almost all cases—a..

Aldo and his wife Jessy were finally ready to realize their dream: to buy the first house that they and their two young children could call home.

The idea of buying a house seems like a simple enough concept. You find something you like, and you buy it. It’s easy to day dream when you’re..

The offer’s been accepted, the inspections showed no issues, and then… there’s a financing issue.

People have to move for a lot of different reasons.  They can vary from up-sizing, downsizing, or maybe you just got a great new job. Whatever the..