The Mortgage Hub Blog

Buying a house is more expensive than ever. Home prices in California are 10% higher than a year ago and still increasing. As the Fed raises interest..

For most borrowers, proving income is the easiest part of the process. Submit a couple of pay stubs, perhaps ask your employer for a proof-of-income..

If you’ve ever researched the mortgage process, you were—and maybe still are—completely confused by all the different people involved.

A good mortgage broker is a teacher, coach, financial advisor, and real estate financing expert all wrapped up into one.

If you’ve purchased a home before, then you’re familiar with the investment of time and money that goes along with it. The prospect of moving into a..

How shopping for a mortgage affects your credit is a top concern for many first-time homebuyers. For the most part, this concern is overblown... if..

When you’re in the process of looking for a home to buy, it’s easy to focus on the purchase price and not much else. However, buying a house or condo..

While a few lenders still require borrowers to come up with at least 5 percent of their down payment, most allow you to use gift money from a donor..

Loan Officers work hard to get the most current, comprehensive view of your finances so—in addition to bank statements—they’ll often ask you to..

It’s never a foregone conclusion that you can use rental income to qualify for a mortgage, even if the property is generating positive cash flow.

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Calculating your income is a fairly simple exercise… unless you’re applying for a mortgage.

That’s because, for Conventional and FHA loans, Fannie..

It might be inconvenient, but you know maintaining your car is better than risking a major, expensive breakdown. Plus, if you don’t maintain it, the..

Ever asked your loan officer what a DU or LP is, only to get an answer that left you more confused? You’re not alone.

DU stands for Desktop..

When you’re dreaming about your new home—especially if it’s the first one—the last thing on your mind is an impound account. But impound accounts..

Aldo and his wife Jessy were finally ready to realize their dream: to buy the first house that they and their two young children could call home.

The idea of buying a house seems like a simple enough concept. You find something you like, and you buy it. It’s easy to day dream when you’re..

The offer’s been accepted, the inspections showed no issues, and then… there’s a financing issue.

People have to move for a lot of different reasons.  They can vary from up-sizing, downsizing, or maybe you just got a great new job. Whatever the..